Dear All,
I feel immense pleasure to inform all of you that with the collaboration of FIA Lahore we have successfully busted the gang who was involved in Debit Card Skimming Activities.
The main culprits in this scam are Muhammad Asif bearing CNIC Number 35201-3814830-3, Ashfaq Arif bearing CNIC 35202-4532072-5 and Javed Iqbal.
Allied Bank’s Fraud Risk Management Unit received a few complaints in which complainant informed us that some sales staff named as Muhammad Kashif
(fake name while actual name is Muhammad Asif) visited them in disguise of Sales Executive of MCB Credit Card and offered them MCB Credit Card.
After getting complete information of the complainants the so-called Sales Executive asked the customers to provide their ATM Debit Card details as these
details would help them to get higher limits and smooth processing for the MCB Credit Card. Our customers provided him all the details and showed him their
Debit Cards which the culprit took in his hands and craftily extracted all the data on the magnetic stripe of the card with the help of a small skimming device.
He returned the debit cards to the complainants and later produced the skimmed cards. The snap of the skimmer device which the culprit used for this scam is
attached for your reference. The same modus operandi used by the culprit to trap several of our customers.
After working on the case, Allied Bank FRMU showed some snaps of the culprit to the complainants in which all the complainant identified Muhammad Asif and
confirmed us that Muhammad Asif visit them and introduce himself as Muhammad Kashif, a Sales Executive of MCB.
After identification of the main culprit Muhammad Asif, we started shadowing (chasing) him with the help of FIA. Our informer informed us that Muhammad Asif is
going to play a cricket match in Lawrence Garden Cricket Ground Lahore with his partner (ex-colleague) Ashfaq Arif who was earlier brought into our investigation
in the same case. ABL FRMU team along with FIA reached at cricket ground and arrested the culprits on their way home after the match.
The second culprit Ashfaq Arif was pointed out by our Sales staff named Faisal Ali who is currently working in our Credit Card Sales department on 3rd party
contract as Personal Financial Consultant in Lahore. During investigation Faisal Ali informed us that Ashfaq Arif is his friend and he requested him to give some
Credit Card leads as he got the job in MCB and have to meet the sales target; to help out his friend Faisal Ali shared his customer’s list with him.
During investigation with the culprit he gave us a detailed written statement in which he admitted his crime and provided us all the details of this scam which he
was doing with the help of his partner Ashfaq Arif and his brother-in-law Javed Iqbal, Ex-Sales staff of Citibank.
Muhammad Asif told that the skimming device and important data is in the custody of his partner Ashfaq Arif, which FIA recovered from his house.
Following items were recovered by FIA from the culprits Muhammad Asif and Ashfaq Arif.
1. Skimming device.
2. One skimmed NIB ATM debit card recovered from the culprit Muhammad Asif on which embossed
name is Asif Younas Masih whereas the data stored in the magnetic strip is of Muhammad Ameen who is
already a complainant of the same scam.
3. CNIC photocopies of different Applicants.
4. MCB Credit Card Application forms.
5. Cell Phone & 7 different cellular companies SIM Cards.
6. Data of different people with personal information.
7. Motorcycle CD70 (Registration # LEX-8513)
Federal Investigation Authorities arrested Muhammad Asif and Ashfaq Arif where as raids are being made for the arrest of the third culprit Javed Iqbal.
So far the total amount of Allied Bank identified at stake in this scam is Rs 1,375,052.00 (Thirteen Hundred and Seventy Five Thousand & Fifty Two Rupees Only).
Below are some snapshots concerning this scam.
[image: cid:image001.jpg@01CB236D.7D1581C0][image: cid:image002.png@01CB236D.7D1581C0]
*Culprit Muhammad Asif* *with Skimmed Card* *Recovered Skimming Device*
[image: cid:image004.jpg@01CB236D.7D1581C0][image: cid:image005.png@01CB236D.7D1581C0]
*CNICs; SIM Cards; Customer Contact List; Skimmer; Rubber Stamp and Filled up MCB Applications*
[image: cid:image006.png@01CB236D.7D1581C0][image: cid:image001.png@01CB1F7D.7392BA80]
*Skimmed Card * *Handcuffed culprits* *Ashfaq Arif and Muhammad Asif*
